Cambridge Guarantee

'Innovation is the specific instrument of entrepreneur-ship... the act that endows resources with a new capacity to create wealth.' (Drucker)

Website terms and conditions

General
Data Protection
Proprietary Rights
Appropriate Use
Changes to This Website
Links to Other Websites
Limitation of Liability
Disclaimer of Warranty
Indemnification
Miscellaneous

General
This website is owned and operated by Cambridge Guarantee Limited, whose registered office is at CGL Centre, Stanaway Farm, Otley, Suffolk, IP6 9NA, England. For the purposes of these Terms and Conditions "We", "Our" and "Us" refers to Cambridge Guarantee Limited. Please review these Terms and Conditions carefully before using this website. Your use of this website indicates your agreement to be bound by these Terms and Conditions.

Data Protection
Any personal information you supply to Us when you use this website will be used in accordance with our Privacy Policy as follows:

We collect information online as you have submitted it to us:

Basic contact details related to you and your organisation

The main ways we use this information:

To process assessments for the company’s LIPPO^® product
To provide a response to questions you raise with us about the company’s products and the life settlements industry at large
To maintain your records for efficient business operations

For your peace of mind:

We may inform you very occasionally of changes to our product range that we think are important or may be of interest but we do not send out frequent marketing communications.
With regard to ‘cookies’, we use one only to maintain your login. It is used for user authentication purposes and expires after 12 hours.
We do not forward your information to third parties for marketing purposes.
You can request that we delete or change the information which you have given us.

Cambridge Guarantee Limited is registered under the Data Protection Act 1998 under registration number Z103666X.

Please note – this privacy policy applies to our use of your information from June 24, 2009.

Proprietary Rights
All trademarks, copyright, database rights and other intellectual property rights in the materials on this website (as well as the organisation and layout of this website) together with the underlying software code are owned either directly by Us or by Our licensors. Without Our prior written permission, you may not copy, modify, alter, publish, broadcast, distribute, sell or transfer any material on this website or the underlying software code whether in whole or in part. However, the contents of this website may be downloaded, printed or copied for your personal non-commercial use.

Appropriate Use
You may only use this website in accordance with these Terms and Conditions and, in any event, for lawful and proper purposes which includes complying with all applicable laws, regulations and codes of practice within the UK or other jurisdiction from which you are accessing this website.

In particular, you agree that you will not:

post, transmit or disseminate any information on or via this website which is or may be harmful, obscene, defamatory or otherwise illegal;
use this website in a manner which causes or may cause an infringement of the rights of any other;
use any software, routine or device to interfere or attempt to interfere electronically or manually with the operation or functionality of this website including but not limited to uploading or making available files containing corrupt data or viruses via whatever means;
deface, alter or interfere with the front end ‘look and feel’ of this website or the underlying software code;
take any action that imposes an unreasonable or disproportionately large load on this website or related infrastructure;
obtain or attempt to obtain unauthorised access, via whatever means, to any of Our networks.

Without prejudice to any of Our other rights (whether at law or otherwise) We reserve the right to deny you access to this website where We believe (in Our absolute discretion) that you are in breach of any of these Terms and Conditions.

Changes to This Website
We may make improvements or changes to the information, services, products and other materials on this website, or terminate this website, at any time without notice. We may also modify these Terms and Conditions at any time, and such modification shall be effective immediately upon posting of the modified Terms and Conditions on this website. Accordingly, your continued access or use of this website is deemed to be your acceptance of the modified Terms and Conditions.

Links to Other Websites
This website may include links to other internet sites. We do not endorse any such websites and We are not responsible for the information, material, products or services contained on or accessible through those websites. Your access and use of such websites remains solely at your own risk.

You may only link to this website with Our express written permission. We expressly reserve the right to withdraw Our consent at any time to a link which in Our sole opinion is inappropriate or controversial.

Limitation of Liability
In no event will We be liable for any direct, indirect, special, punitive, exemplary or consequential losses or damages of whatsoever kind arising out of access to, or the use of this website or any information contained in it, including loss of profit and the like whether or not in the contemplation of the parties, whether based on breach of contract, tort (including negligence), product liability or otherwise, even if advised of the possibility of such damages.

Disclaimer of Warranty
To the maximum extent permitted by law, We disclaim all implied warranties with regard to the information, services and materials contained on this website. All such information, services and materials are provided "as is" and "as available" without warranty of any kind.

Indemnification
You agree to indemnify, defend and hold Us harmless from any liability, loss, claim and expense (including reasonable legal fees) related to your breach of these Terms and Conditions.

Miscellaneous
These Terms and Conditions contain all the terms of your agreement with Us relating to your use of this website. No other written or oral statement (including statements in any brochure or promotional literature published by Us) will be incorporated.

Cambridge Guarantee Limited makes no warranty whatsoever for the reliability, stability or any virus-free nature of any software being downloaded from this website, nor for the availability of the download sites where applicable.

All software products downloaded from any section of this website or via a link pointed to by this website are downloaded, installed, and used totally and entirely at the users own risk.

Your use of this website, any downloaded material from it and the operation of these Terms and Conditions shall be governed by, construed and interpreted in accordance with the laws of England and Wales and you agree to submit to the non-exclusive jurisdiction of the English Courts. We reserve the right to bring proceedings in the Courts of the country of your residence.