Specialist services to institutions in the longevity and life settlement sectors

Our experience, gained from the analysis of thousands of policies issued by a wide range of carriers, allows us to maximize potential premium savings and hidden benefits including those within shadow accounts.

Significant experience within the sector, including in-house analysis of the accuracy of life expectancy predictions, allows CG Analysts to provide sound, evidence-backed valuations of individual life settlement policies or entire portfolios.

Valuation is just a small part of the analysis process. CG Analysts’ services also include due diligence, origination, exposure limit, credit / portfolio / life impairment reviews, market intelligence etc.

CG Analysts will work with you to model and structure your portfolio in accordance with your investment requirements.

Whilst CG Analysts cannot provide legal or tax advice, we can provide expertise gained through experience on efficient vehicle structuring. Due to the unique nature of life settlements, it is vital that all parties (such as custodians, securities intermediaries, escrow agents etc.) have expertise in the sector. CG Analysts can also facilitate introductions to all relevant parties including specialist legal and tax practitioners if required.

As legislation or best practices evolve, it is sometimes necessary to review and restructure existing vehicles and portfolios. Unfortunately, it is also the case that some investment vehicles or portfolios underperform or do not meet investor requirements.

CG Analysts can be retained by fund managers, board members or investor committees to carry out an impartial review and to report on and, where possible, provide solutions to any issues that may be identified.

Restructuring may range from a partial disposal of underperforming policies to a wholesale change in valuation methodology, vehicle structure or management approach.

Whatever the need, CG Analysts will provide a detailed report outlining what the issues are, why they are relevant, the suggested route(s) to addressing the issues and the likely outcome. Where a more wholesale change is required, CG Analysts work with clients to agree and implement a course of action. This may include the introduction of specialist service providers where appropriate.

In addition to legal and tax advisers, various other parties such as experienced life settlement custodians, securities intermediaries, escrow agents, actuaries and auditors may be required. CG Analysts has relationships with most of the top ranked entities which it believes to be best qualified to provide such services